TN Members Signature Loans
Signature Loans
One of our best products is our signature loans. TN Members 1st has a great way for you to borrow money fast; just sign your name! It is that easy!
These loans are a flexible way to accomplish your financial goals. If you need a modest loan for small home improvement, debt consolidation, medical needs, furniture, appliances, etc., the signature loan may be a good choice for you.
Credit Builder Loans
Assisting members with building or repairing their credit, our Credit Builder Loan is a low-interest loan where funds are placed into a share account for the term of the loan.
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Education Support Loans
When federal loans or other forms of aid aren’t enough to cover all your school costs, that’s where an Education Support Loan from Tennessee Members 1st Federal Credit Union comes in. We offer low-interest rates, no origination fees, and straightforward terms, so all you need to do is concentrate on your courses!
Individuals 18 years of age or older with proof of postsecondary education enrollment may be eligible to receive a loan of up to $3,000 to assist with purchasing items to help you be a successful student, such as books, industry-specific supplies, and technology.*
*Proof of enrollment in a postsecondary education facility, such as a university, college, trade school, or vocational program, is required and will be kept on file at the credit union. This application is for an Education Support Loan through Tennessee Members 1st Federal Credit Union, this is NOT a federal student loan application. Tennessee Members 1st Federal Credit Union encourages you to exhaust your scholarship, grant, and federal student loan options before applying for any type of private student loan. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details.
| Rate Type | APR |
|---|---|
| Signature – LOC, Monthly Payment | As low as 14.75% |
| Signature Loans – Non-LOC | As low as 14.75% |
| Credit Builder* *Risk-based pricing does not apply! |
3.00% |
| Education Support Loan | As low as 8.74% |
| Secured Loans for Other Purposes | As low as 9.00% |
| Share/CD Secured* *Risk-based pricing does not apply! |
2.25% |
Federally insured by NCUA. APR = Annual Percentage Rate. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details. | |
Personal: How much am I spending?
Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses. Use this calculator to help you recall and itemize your living expenses.