Spoofing scams are on the rise. Fraudsters have the ability to spoof credit union phone numbers and email addresses and use pieces of personally identifiable information to gain members’ trust before stealing account funds. TN Members 1st will never contact you directly to request any of your account information. If someone contacts you and requests this information or your account details by phone do not share any information and hang up immediately. Likewise, if you receive an email, website pop-up, or text with a suspicious link – stop and think before you click. You can always contact the credit union at 865-482-4343 to both report the potentially suspicious activity and verify if there was a valid request for information.

Open an Account

Open A TN Members 1st Account

Becoming a member and opening an account is fast and easy! Click here to be taken to our online account opening platform where you’ll be able to choose what type of account(s) you’d like to open. All members are required to open a savings account with a minimum initial deposit of $5.00. This establishes your membership with Tennessee Members 1st Federal Credit Union.

You’ll want to have the following information on hand to make your application process as easy as possible:

  • Government-issued ID/Driver’s License/State ID or Passport with current address
  • Social Security Number
  • Date of Birth
  • Telephone Number
  • Email Address

Please note, individuals may be required to physically come into a local branch to complete the membership process. Please contact the credit union for additional information.


Current Members

If you're a current member looking to open an additional account or apply for a loan, you'll be able to log in to the online application through your digital banking. This will allow the application to prepopulate information we already have on file for you. If you don't have digital banking but are a current member, you can use the 'not yet a member' option to select the account or loan type you'd like to open or apply for and work through the application process. Keep in mind, using this option, you'll have to fill out all the information from scratch and nothing will be pulled from the member information we already have on file for you at the credit union. You can also reach out to the credit union to get enrolled in digital banking to use the 'Already a Member' option. Please note, members may be required to physically come into a local branch to complete the account opening or loan process. Please contact the credit union for additional information.

  1. Click the ‘Open An Account’ button above, you’ll be taken to a new browser window.
  2. Select ‘Already A Member’ on the left-hand side of the screen, this will take you to digital banking where you’ll be prompted to log in.
  3. Once in your digital banking dashboard, click on your name in the bottom left-hand corner of the screen and select ‘Add an Account.’
  4. A box will pop up that gives you two options ‘Add an Account’ and ‘QCash Application,’ click ‘Add an Account,’ this will load a new page where you can start a new application or check your application status.


Membership Requirements

Tennessee Members 1st Federal Credit Union is a community credit union serving those who live, work, worship, or attend school in Anderson, Knox, and Roane counties. Eligible individuals can become a member of the credit union by opening a savings account with a minimum initial deposit of $5.00.


Important Account Opening Information

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account with us, we will ask your name, address, date of birth, and other information that will allow us to identify you.


Policies & Disclosures

By completing and submitting a membership application, you agree to all terms and certify that everything you provide is true and correct. The following document(s) are provided for you to review.

Please contact the credit union at 865-482-4343 for disclosures and agreements with date sensitive information such as our Truth-in-Savings Disclosure.

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