Member Rates

 

Share Rates
Effective Date: April 1, 2024
Rate TypeCurrent RateAPY
Regular Shares (01) 0.10% 0.10%
Share Drafts (07) 0.05% 0.05%
IRA Shares 0.75% 0.75%
Christmas Club (08) 0.10% 0.10%
Additional Savings (09 – 15) 0.10% 0.10%

Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. 

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Share Draft Rates
Effective Date: April 1, 2024
Platinum Share Draft (with criteria)Current RateAPY
$0.01 – $500 0.050% 0.050%
$500.01 – $15,000 1.243% 1.25%
$15,000.01 – $500,000 0.050% 0.05%

Federally insured by NCUA. APY = Annual Percentage Yield. Platinum Share Draft Rate is earned on amounts $500.01 – $15,000 and when the following criteria are met: Enrolled in online banking; Enrolled in e-statements; Monthly direct deposit of $500 or more; 10 debit card transactions per month with $10 or more transaction amount, not including ATM withdrawals. The Share Drafts (07) rate is earned on any amount in excess of $15,000.01 and on balances of $500.01 – $15,000.00 when criteria are not met. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.

 

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Certificate & Money Market Rates

IRA
Effective Date: April 1, 2024
TypeDividend RateAPY
12 Months 1.490% 1.50%
24 Months 1.736% 1.75%

Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. 

Open an IRA Account

REG
Effective Date: April 24, 2024
TypeDividend RateAPY
6 Months 1.243% 1.25%
12 Months 1.490% 1.50%
15 Months^ 1.490% 1.50%
17 Month Special* 4.650% 4.75%
18 Months 1.736% 1.75%
24 Months 1.736% 1.75%
36 Months 1.982% 2.00%
48 Months 2.472% 2.50%
60 Months 2.960% 3.00%

^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.*17-month certificate specials require a minimum $5,000 opening balance. Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts.

Open a Certificate Account

Money Market
Effective Date: April 1, 2024
TypeDividend RateAPY
$2,500 – $24,999 1.243% 1.25%
$25,000 – $49,999 1.490% 1.50%
$50,000 – $99,999 1.736% 1.75%
$100,000 + 1.982% 2.00%

Federally insured by NCUA. APY = Annual Percentage Yield. Ask us for further information about the terms, fees, and conditions that may apply to these accounts. 

Open a Money Market Account

 

Signature & Education Support Loan Rates

Signature Loan Rates
Effective Date: Sunday, June 16th, 2024
Rate TypeAPR
Signature – LOC, Monthly Payment As low as 14.75%
Signature Loans – Non-LOC As low as 14.75%
Credit Builder*
*Risk-based pricing does not apply!
3.00%
Education Support Loan As low as 8.49%
Secured Loans for Other Purposes As low as 8.75%
Share/CD Secured*
*Risk-based pricing does not apply!
2.25%

Federally insured by NCUA. APR = Annual Percentage Rate. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details.

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RV, Auto, Boat Rates

Automobiles
Effective Date: Sunday, June 16th, 2024
Rate TypeAPR (as low as)Payment Example per $1,000-Maximum Term
(2018-2024) Up to 36 Months 6.74% $31.00
(2018-2024) Up to 66 Months     6.74% $18.00
(2018-2024) Up to 78 Months 6.74% $16.00
(2018-2024) Up to 84 Months 6.74% *Min loan balance is $10,000* $15.00
(2018-2024) Up to 96 Months** 8.24%** *Min loan balance is $40,000* $14.00
(2012-2017) Up to 66 Months 7.74% $19.00
(2011-Prior) Up to 66 Months (CPI Guide) 8.74% $19.00

Federally insured by NCUA. APR = Annual Percentage Rate. **Available for Indirect Loans only. Loan amount must be >=$40,000. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details.

Apply for an Auto Loan

RV's (Includes Boats & Motorcycles)
Effective Date: Sunday, June 16th, 2024
Rate TypeAPR (as low as)Payment Example per $1,000-Maximum Term
(2018-2024) Up to 72 Months 6.74% $17.00
(2018-2024) Up to 84 Months 6.74% *Min loan balance is $10,000* $15.00
(2018-2024) Up to 144 Months 8.99% *Min loan balance is $30,000* $11.00
(2018-2024) Up to 180 Months 9.99% *Min loan balance is $100,000* $11.00
(2012-2017) Up to 60 Months 7.99% $20.00
(2012-2017) Up to 144 Months 10.49% *Min loan balance is $30,000* $12.00
(2011-Prior) Up to 60 Months 9.24% $21.00
(2011-Prior) Up to 120 Months 11.00% $14.00

Federally insured by NCUA. APR = Annual Percentage Rate. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details.

Apply for an RV, Boat or Motorcycle Loan

Farm Equipment
Effective Date: Sunday, June 16th, 2024
Rate TypeAPR* as low asPayment Example per $1,000-Maximum Term
All Farm Equipment – Up to 60 Months 9.50% $21.00

Federally insured by NCUA. APR = Annual Percentage Rate. Payment per $1,000 borrowed is for example purposes only. Payment examples are not available for variable rates. Programs, rates, terms, & conditions are subject to change without notice. Rates & credit limits may vary based on individual credit history. Some restrictions may apply, ask for details.

Apply for a Farm Equipment Loan

 

Visa Loan Rates

Visa
Effective Date: Sunday, June 16th, 2024
Rate TypeAPR
Visa® Platinum (Variable) 14.15% Base Rate
Visa® Classic and Visa® Gold – No longer available

APR = Annual Percentage Rate. Programs, rates, terms, and conditions are subject to change without notice. Rates may vary based on individual credit history.

Visa® Platinum Application

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