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Shared Branch Locator

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As a member of TN Members 1st FCU, you have access to more than 5,000 shared branches and nearly 30,000 shared surcharge-free ATMs across the country! The CO-OP ATM and Shared Branch networks were created by credit unions who joined forces to give their members the kind of financial convenience traditionally only available from big banks. All with the savings and personal service you expect from credit unions.

CO-OP offers ATMs at a variety of places you may commonly shop, such as Costco®, Walgreens and 7-Eleven®. As well as full-service interaction through shared branching, for those times when your transactions require more than an ATM. It’s easy to find the nearest location.

At a CO-OP Shared Branch location you can:

  • Make deposits and withdrawals
  • Make loan payments
  • Receive loan advances
  • Access Visa funds

To complete Shared Branch transactions, you will need:

  • Your account number
  • Credit union name
  • A valid government-issued photo ID

Please note that some services may vary depending on location. We encourage you to contact individual credit unions if you have questions or would like a list of the available services before your visit for a complete list of available services.

In addition to their website offering Shared Branch and ATM locators, CO-OP locator tools include smartphone apps, text, GPS download, and a toll-free number. And again, all this convenience comes with no surcharge fees from either network. It’s one more way credit union membership helps keep more money in your pocket.

Shared Branching at TN Members 1st FCU

At TN Members 1st FCU, we would be happy to assist you with Shared Branching at the Teller Line of either our Oak Ridge or Knoxville branch locations during posted lobby hours. You will need your ID, credit union name, and account number. Shared Branching transactions are not regularly done in the Drive-Thru, this may vary based on public health and safety precautions at each individual branch. Please contact the credit union if you have questions or would like a complete list of available services.

While TN Members 1st FCU is federally insured, not all other credit unions are federally insured. If you need information on the insurance status of your credit union, please contact your credit union directly. TN Members 1st FCU locations do not place or release holds. Only your credit union can do that. All transactions require valid ID such as an unexpired Driver’s License, State ID, Passport, U.S. Military Identification, valid Permanent Resident Card, or Resident Alien Card. We are required to verify your ID information, photo, and signature. Funds deposited may not be immediately available. Check with your credit union for funds availability information. TN Members 1st FCU reserves the right to refuse any item presented for deposit or payment.

Our Members – Shared Branching Opt-In

To protect our members from potential fraud, members must opt-in to use Shared Branching services. Members of Tennessee Members 1st FCU who wish to use Shared Branching services to access their account(s) at other financial institutions can complete and submit the form below to opt into Shared Branching. Members can opt-in at any time, there is no cost to opt-in, and there is no fee or penalty if you are opted in and do not use Shared Branching services. Shared Branching opt-in forms are processed by our Member Service Representatives during posted lobby hours and may take 24-48 business hours to be finalized within our system. If you are in need of immediate assistance with Shared Branching, contact the credit union at 865-482-4343 during posted lobby hours.

Shared Branching Opt-In:(Required)
I am a current member of TN Members 1st FCU:(Required)
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.