Certificate/Money Market Rates
IRA
| Type | Dividend Rate | APY |
|---|---|---|
| 12 Months | 1.490% | 1.50% |
| 24 Months | 1.736% | 1.75% |
| Rates effective 05/01/2023 |
REG
| Type | Dividend Rate | APY |
|---|---|---|
| 6 Months | 1.243% | 1.25% |
| 12 Months | 1.490% | 1.50% |
| 14-Month Special* | 4.410% | 4.50% |
| 15 Months^ | 1.490% | 1.50% |
| 18 Months | 1.736% | 1.75% |
| 24 Months | 1.736% | 1.75% |
| 36 Months | 1.982% | 2.00% |
| 48 Months | 2.080% | 2.10% |
| 60 Months | 2.472% | 2.50% |
| Rates effective 05/01/2023 |
*13-month certificate specials require a minimum $5,000 opening balance.
^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.
Money Market
| Type | Dividend Rate | APY |
|---|---|---|
| $2,500 – $24,999 | 0.995% | 1.00% |
| $25,000 – $49,999 | 1.094% | 1.10% |
| $50,000 – $99,999 | 1.193% | 1.20% |
| $100,000 + | 1.243% | 1.25% |
| Rates effective 05/01/2023 |
APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance of $1,000 unless otherwise noted. Ask us for further information about the terms, fees, and specials that may apply to these accounts.
*14-month certificate specials require a minimum $5,000 opening balance.
^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.
