Certificate/Money Market Rates
IRA
Type | Dividend Rate | APY |
---|---|---|
12 Months | 1.490% | 1.50% |
24 Months | 1.736% | 1.75% |
Rates effective 01/01/2024 |
REG
Type | Dividend Rate | APY |
---|---|---|
6 Months | 1.243% | 1.25% |
7 Month Special* | 4.889% | 5.00% |
12 Months | 1.490% | 1.50% |
15 Months^ | 1.490% | 1.50% |
18 Months | 1.736% | 1.75% |
24 Months | 1.736% | 1.75% |
36 Months | 1.982% | 2.00% |
48 Months | 2.472% | 2.50% |
60 Months | 2.960% | 3.00% |
Rates effective 01/01/2024 |
^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.
Money Market
Type | Dividend Rate | APY |
---|---|---|
$2,500 – $24,999 | 1.243% | 1.25% |
$25,000 – $49,999 | 1.490% | 1.50% |
$50,000 – $99,999 | 1.736% | 1.75% |
$100,000 + | 1.982% | 2.00% |
Rates effective 01/01/2024 |
APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance of $1,000 unless otherwise noted. Ask us for further information about the terms, fees, and specials that may apply to these accounts.
*7-month certificate specials require a minimum $5,000 opening balance.
^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.