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Member Rates

Certificate/Money Market Rates


TypeDividend RateAPY
12 Months1.490%1.50%
24 Months1.736%1.75%
Rates effective 09/23/2022


TypeDividend RateAPY
6 Months1.243%1.25%
12 Months1.490%1.50%
13 Month Special*3.203%3.25%
15 Months*1.490%1.50%
18 Months1.736%1.75%
24 Months1.736%1.75%
36 Months1.982%2.00%
37 Month Special*2.960%3.00%
48 Months2.080%2.10%
60 Months2.472%2.50%
Rates effective 09/23/2022

Money Market

TypeDividend RateAPY
$2,500 – $24,9990.499%0.50%
$25,000 – $49,9990.598%0.60%
$50,000 – $99,9990.698%0.70%
$100,000 +0.747%0.75%
Rates effective 09/23/2022

APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance of $1,000 unless otherwise noted. 13-month and 37-month certificate specials require a minimum $5,000 opening balance. No longer offering new 15-month certificates or Golden Classics Account status rate incentive. Ask us for further information about the terms, fees, and specials that may apply to these accounts.


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