Certificate/Money Market Rates

IRA
Type Dividend Rate APY
12 Months 0.995% 1.00%
24 Months 1.243% 1.25%
Rates effective 10-01-2019
 

REG
Type Dividend Rate APY
6 Months 0.747% 0.75%
12 Months 0.995% 1.00%
15 Months* 0.995% 1.00%
18 Months 0.995% 1.00%
24 Months 1.243% 1.25%
36 Months 1.490% 1.50%
37 Month Special 1.982% 2.00%
     
Rates effective 10-01-2019
 

Money Market
Type Dividend Rate APY
$2,500 – $24,999 0.399% 0.40%
$25,000 – $49,999 0.449% 0.45%
$50,000 – $99,999 0.499% 0.50%
$100,000 + 0.549% 0.55%
Rates effective 10-01-2019

 

APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance $1,000; 37-month minimum opening balance $5,000.  *No longer offering new 15-month certificates.