Certificate/Money Market Rates

IRA
Type Dividend Rate APY
12 Months 1.243% 1.25%
24 Months 1.736% 1.75%
Rates effective 03-01-2019

REG
Type Dividend Rate APY
6 Months 0.847% 0.85%
12 Months 1.243% 1.25%
13 Month Special 1.982% 2.00%
15 Months* 1.292% 1.30%
18 Months 1.490% 1.50%
24 Months 1.736% 1.75%
36 Months 1.982% 2.00%
Rates effective 03-01-2019

Money Market
Type Dividend Rate APY
$2,500 – $24,999 0.598% 0.60%
$25,000 – $49,999 0.648% 0.65%
$50,000 – $99,999 0.698% 0.70%
$100,000 + 0.747% 0.75%
Rates effective 03-01-2019

*No longer offering new 15-month certificates.

Note: Certificates minimum opening balance $1,000; 13-month minimum opening balance $5,000. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly.