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Member Rates

Certificate/Money Market Rates

IRA

TypeDividend RateAPY
12 Months1.490%1.50%
24 Months1.736%1.75%
Rates effective 01/01/2024

REG

TypeDividend RateAPY
6 Months1.243%1.25%
7 Month Special*4.889%5.00%
12 Months1.490%1.50%
15 Months^1.490%1.50%
18 Months1.736%1.75%
24 Months1.736%1.75%
36 Months1.982%2.00%
48 Months2.472%2.50%
60 Months2.960%3.00%
Rates effective 01/01/2024

^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.

Money Market

TypeDividend RateAPY
$2,500 – $24,9991.243%1.25%
$25,000 – $49,9991.490%1.50%
$50,000 – $99,9991.736%1.75%
$100,000 +1.982%2.00%
Rates effective 01/01/2024

APY = Annual Percentage Yield. Programs, rates, terms, and conditions are subject to change without notice. Early withdrawal penalty – 90 days (interest forfeited) – Dividends compounded, credited monthly. Certificates minimum opening balance of $1,000 unless otherwise noted. Ask us for further information about the terms, fees, and specials that may apply to these accounts.

*7-month certificate specials require a minimum $5,000 opening balance.

^No longer offering new 15-month certificates or Golden Classics Account status rate incentives.

 

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