In addition to using our savings/share account to earn dividends, you have many other investment options at TN Members 1st.

Share Certificates are perfect for members, who want to maximize their earnings by investing for a specific period of time. We offer Regular, IRA and Youth Share Certificates with terms ranging from 6-36 months.

Individual Retirement Accounts (IRA’s) offer flexibility and tax advantages. They offer security and peace of mind for those members, who are less risk tolerant. We offer Traditional, Roth, Roth Convesion IRA’s and Coverdell Savings Plans.

Money Market Accounts require a minimum balance of $2500 and allow up to 6 withdrawals a month. Currently, there are no share draft privileges associated with these accounts. There are no investment period restrictions, and you will earn a higher interest rate than a regular savings account.

Current Rates




NCUAYour Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing LenderWe do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.