Home Banking

Our Member Services

Members can take advantage of various checking, savings, investment, and lending options as well as financial education opportunities, reward programs, and identity protection services. With two branch locations, online banking, the free TN Members 1st app, Audio Response Teller, and our participation in the CO-OP Shared Branch Network, members have account access at their fingertips and across the country.

Through our Commitment to Community Initiative and specialized programs and grant-funded opportunities available as a CDFI, TN Members 1st works to invest in our local communities and the residents who live there by providing critically needed financing, often unavailable from mainstream financial institutions.

Account Access & Digital Services

We offer a variety of convenient, free services to make your life easier.

  • Digital Banking, including the TN Members 1st Mobile App
  • Remote Deposit
  • Bill Pay
  • eStatements
  • Account access at over 5,000 branches and 30,000 surcharge-free ATMs across the country through the CO-OP Shared Branch & ATM Network.


Your $5 minimum deposit opens the door to a full range of products and services at TN Members 1st.

  • Share Savings
  • Share Certificates
  • Individual Retirement Accounts (IRAs)
  • Club Accounts


With a variety of checking accounts available, we help you keep more of your money.

  • Free Checking
  • Regular Checking
  • Platinum Checking
  • Fresh Start Checking


When it’s time to reach that next goal, we have the lending options to fit your budget and lifestyle.

  • New & Used Autos
  • Boat, RV, Motorcycle, & Farm Equipment
  • Mortgages – Purchase or Refinance
  • Home Equity Lines of Credit
  • Signature & Education Support Loans
  • Platinum Visa® Credit Card
  • QCash Loans – Payday Lending Alternative

*Terms, conditions, and eligibility requirements may apply. Rates may vary based on individual credit history. Ask for details.

National Credit Union Administration Logo
Your savings federally insured by the National Credit Union Administration.
Community Development Financial Institution (CDFI) Seal
Equal Housing Lender Logo
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.