Home Loans

First Mortgage

Your home is often the biggest investment you will make. At TN Members 1st, we will work with you to achieve your dream of home ownership.

Max LTV Purchase: 97% (First time home buyer)
Max LTV Refinance: 97%

Home Equity Line of Credit

When you need funds for home improvement, college tuition, debt consolidation or a new vehicle, the low rates on our Home Equity LOC make it the smart way to borrow.

TN Members 1st Home Equity Lines of Credit offer:

  • Low interest rates
  • Low closing costs
  • 10 year term
  • Tax deductible interest (consult a tax advisor)

See current Home Loan Rates Home Loan Payment Calculator


Apply for a Home Equity Line of Credit

Click on the link below to print the HELOC Application and Signature Authorization forms.

HELOC Application   Signature Authorization


Apply for a First Mortgage

Click on the link below to complete a First Mortgage Loan Application and Signature Authorization forms.

Conventional Mortgage Application Signature Authorization
FHA/VA Mortgage Application Signature Authorization


TN Members 1st FCU
Karen Gilbreath, VP of Lending



NCUAYour Savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Equal Housing LenderWe do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.