Home Loans

First Mortgage

Your home is often the biggest investment you will make. At TN Members 1st, we will work with you to achieve your dream of home ownership.

  • Max LTV Purchase: 97% (First time home buyer)
  • Max LTV Refinance: 97%

Home Equity Line of Credit

When you need funds for home improvement, college tuition, debt consolidation or a new vehicle, the low rates on our Home Equity LOC make it the smart way to borrow.

TN Members 1st Home Equity Lines of Credit offer:

  • Low interest rates
  • Low closing costs
  • 10 year term
  • Tax deductible interest (consult a tax advisor)

See current Home Loan Rates   Mortgage Calculators


Apply for a Home Equity Line of Credit

Click on the link below to print the HELOC Application and Signature Authorization forms.

HELOC Application Form   Signature Authorization


Apply for a First Mortgage

Click on the link below to complete a First Mortgage Loan Application and Signature Authorization forms.

Conventional Mortgage Application   Signature Authorization Form

FHA/VA Mortgage Application   Signature Authorization Form


TN Members 1st FCU
NMLS#411049
Karen Gilbreath, VP of Lending
NMLS#173705