About Us/Join!

In 1946, TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. This allows everyone who lives, works, worships or attends school in these counties to be eligible for membership with our credit union.

Why Should I Join a Credit Union?

Membership offers many benefits that are unique to credit unions and cannot be found at banks! The credit union legacy is a long and proud one, and as a credit union member, you can be a part of that legacy.

  • Credit unions are not-for-profit. This means that decisions are made with the members in mind, not a group of stockholders.
  • A credit union is a financial cooperative. Members’ resources are pooled in order to provide low-cost, low-fee products and services.
  • No matter how large or small a member’s account with the credit union may be, that member has equal ownership in the credit union.
  • Your membership with the credit union provides opportunities to volunteer your time serving on the Board of Directors or any one of our member-comprised committees.
  • Attend and vote at the Annual Meeting. Click here to read the 2018 Annual Report.
  • Contact our Member Service Department for additional details.

How Do I Join TN Members 1st?

If you live, work, worship, or attend school in Anderson, Knox, or Roane counties, you can join TN Members 1st! You will need to come into one of our locations in order to open your new account. Due to the guidelines of the Patriot Act, we cannot accept account applications online or over the phone. However, once you have joined, almost any need can be fulfilled by phone, our secure online banking system, and our free secure mobile banking app.

To become a member, you must open a savings account with a minimum initial deposit of $5.00. Then, you’ll be ready to take advantage of all the benefits of credit union membership!


Volunteering with TN Members 1st

Volunteers are an important part of the credit union and help drive our mission forward. We have several volunteer opportunities for members to participate in, including various committees and positions on our Board of Directors. We’d love to learn what area interests you or is a good fit with your experience and expertise. If you choose to complete the Volunteer Opportunity Interest Form, included in the link below, a current committee member will reach out to provide you with more information. Please don’t hesitate to ask if you have any questions about our volunteer opportunities, the duties they include or their potential time commitments!

Volunteer Opportunities


Board of Directors

Now Accepting Board Nominations
Are you interested in becoming a member of our Board of Directors? This year, we will be electing two members to the Board of Directors. Any member in good standing is eligible to run for a place on the Board. To run for a position on the Board, submit a biography no later than February 20, 2020. Biographies can be submitted in the following ways:

  • Online form, linked below
  • Emailed to: nominations@fcumail.org
  • In-person at either branch location
  • Mailed to: TN Members 1st FCU c/o Nominating Committee, PO Box 6828, Oak Ridge, TN 37831

Election will not be conducted by ballot and there will be no nominations from the floor when the number of nominees equals the number of positions to be filled. Nominations may also be made by petition signed by 1% of members in good standing and must be received by February 10, 2020.

*Clicking the Candidate Biography Form button above will open the Board of Directors Candidate Biography Form in a new window provided through a secure Survey Monkey form.