FRAUD ALERT!! 

If you suspect that you have been the victim of identity theft, you should consider putting a "fraud alert" on your credit reports. To do this, you simply call toll free to any one of the three credit reporting agencies:

Equifax:     1-800-525-6285     Experian:     1-888-397-3742                   TransUnion:     1-800-680-7289

 A call to one company is sufficient for 90-days. At the end of the 90-days, you may want to consider renewing the alert for another 90-day period. Watch for the informational brochure in your May statement.

 SKIP-A PAYMENT

 is now available for summer vacation and back-to-school! Watch for your insert in the May statement!