Auto Loans

What makes our auto loans great?

Low rates: one of the many benefits of belonging to a credit union.
Quick decisions: usually within 24 hours.
Convenience: make payments by mail, with automatic Payroll Deduction, or by online balance transfer.
Convenient PAL Drafts- One of the best features of our auto loan program is the PAL (Pre-approved Auto Loan) Draft. Once we approve you for a loan, well give a blank check thats good up to the limit for which you've been approved. Just take your PAL Draft along when you go shopping. When you find the car you want, just fill out the check! No more hassles with finance departments. If you have an established credit history with TN Members 1st, you can just give us a call. We will mail you the PAL Draft with your pre-approved limit.