Certificate & Money Market Rates

Certificates		Dividend Rate	APY*
IRA	12 Months	3.057	3.10
	24 Months	3.154	3.20
REG	6 Months	2.862	2.90
	12 Months	3.057	3.10
	15 Months	3.348	3.40
	18 Months	3.105	3.15
	24 Months	3.154	3.20
	36 Months	3.251	3.30
Money Market
	$2,500 - $24,999	1.24	1.25
	$25,000 +	1.39	1.40

Note: Certificates minimum opening balance $1,000~15 months $10,000 - Early withdrawal penalty - 90 days (interest forfeited) - Dividends compounded, credited monthly
*APY = Annual Percentage Yeild

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