In addition to using our savings/share account to earn dividends, you have many other investment options at TN Members 1st. In July 2009, Bauer Financial Inc. awarded the credit union a five-star SUPERIOR rating for 64 consecutive quarters (since December 1993)  of the highest level of financial performance.

Share Certificates are perfect for members, who want to maximize their earnings by investing for a specific period of time. We offer Regular, IRA and Youth Share Certificates with terms ranging from 6-36 months.

Current Share Certificate Rates

Indivdual Retirement Accounts (IRA's) offer flexibility and tax advantages. They offer security and peace of mind for those members, who are less risk tolerant. We offer Traditional, Roth, Roth Convesion IRA's and Coverdell Savings Plans.

Current IRA Rates

Money Market Accounts require a minimum balance of $2500 and allow up to 6 withdrawals a month. Currently, there are no share draft privileges associated with these accounts. There are no investment period restrictions, and you will earn a higher interest rate than a regular savings account.

Current Money Market Rates